Three findings from federal datasets that have never been joined. Post-acute care, commercial freight, U.S. banking. Every number is sourced. Every discrepancy is verifiable.
Immediate Jeopardy is CMS's most serious inspection finding — issued when surveyors determine that a provider's noncompliance has caused, or is likely to cause, serious injury, harm, impairment, or death to a resident. The 5-star overall rating reflects a facility's relative standing on staffing levels, quality measures, and inspection history.
Both the star rating and the deficiency record are CMS data. They are maintained in separate systems and updated on separate cycles. The rating does not reference the citation. The citation does not affect the rating until the next scheduled rating recalculation.
Every one of the 14 facilities still holds 5 stars today. The most recent Immediate Jeopardy citation in the group was issued December 9, 2025. The rating has not been updated to reflect it.
Across the last three years, 119 facilities that currently hold 5-star ratings have received at least one Immediate Jeopardy citation. The star rating system and the inspection enforcement system are the same agency's data. They don't talk to each other.
When a freight broker, insurer, or shipper looks up a carrier on FMCSA's public SAFER system, they see the carrier's current authority status, safety rating, and inspection history. They do not see revocation history. That data exists in a separate FMCSA table — the Carrier Authority database — that is not linked to the primary carrier profile SAFER displays.
Of the 291,848 active carriers with a revocation history on record, 12,227 are currently rated GREEN — WeighStation's lowest risk tier, meaning their safety scores, crash history, and inspection compliance all look clean. An additional 46,346 are YELLOW. Only 2,996 are RED.
The revocation history isn't hidden because it doesn't exist. It's in an FMCSA database. It simply isn't joined to the record a buyer sees when they look up a DOT number. WeighStation makes that join. SAFER does not.
Since 2020, 14 FDIC-insured institutions have failed at a total cost of $35.7 billion to the Deposit Insurance Fund. Ten of those failures showed clear distress in their Call Reports — negative return on assets, capital ratios near or below regulatory minimums. They cost a combined $205 million.
The other four — Silicon Valley Bank, Signature Bank, First Republic Bank, and Heartland Tri-State Bank — reported healthy capital ratios and positive earnings in their final Call Report before failure. They cost $34.7 billion, or 97% of total losses.
The standard metrics worked for the failures that didn't matter. They missed every failure that did. The risk that killed SVB, Signature, and First Republic — uninsured deposit concentration, interest rate exposure on held-to-maturity securities, run dynamics — does not appear in the capital adequacy and earnings ratios the FDIC publishes quarterly as the primary measures of bank health.
Every finding in this issue derives from a federal regulatory dataset — CMS Provider Data Catalog, CMS Health Deficiency Records, FMCSA Carrier Authority Database, FMCSA Company Census, FDIC Call Reports, or FDIC Failure History. No findings rely on AuditPoint composite scores. All discrepancies are the product of joins between federal datasets.
WeighStation risk tiers (GREEN / YELLOW / RED) referenced in Finding 02 are AuditPoint derived analytical outputs based on FMCSA source data — not official FMCSA designations. Government inputs are disclosed at auditpoint.ai/methodology. The Findings is not investment advice and is not a consumer reporting product under FCRA.